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When will you reach your next Turning Pointe?

Myths of Long-Term Care

Are you too young for Long-Term Care?  Here are some Myths and Facts to consider:

MYTH 1: Long-Term Care Insurance and Disability Insurance are the same thing.

FACT: Disability Insurance replaces the income lost when someone becomes hurt or ill.  Unlike Long-Term Care Insurance, it will not cover home care, assisted-living, or nursing home expenses.

MYTH 2: I'm too young to need Long-Term Care.

FACT: 40% of Americans receiving Long-Term Care are working age adults under the age of 64.  Long-Term Care is most associated with aging but anyone may need Long-Term Care at some point.  Accidents, chronic illnesses and disabilities can occur at any age, requiring many individuals to seek assistance with activities of daily living.

MYTH 3: Long-Term Care = Nursing Home.

FACT: In the U.S. more than 80% of Long-Term Care is provided in settings other than a nursing facility.  In fact, up to 70% of Long-Term Care recipients still live in their own homes or with families or friends.  Others receive part-time care from home healthcare agencies, adult day care centers or assisted-living facilities.

 

Do you want to learn more?  Schedule an appointment now!

 

Source: California Partnership for Long-Term Care, California Department of Health Care Services, April 2013.

Investment Advisory Services Offered Through CUE Financial Group, Inc. a SEC Registered Investment Advisor.  Securities Offered Through Foothill Securities Inc., Member FINRA & SIPC.  Foothill Securities, CUE Financial and Turning Pointe Wealth Management are not affiliated.

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