Financial Planning

Having been in business for several decades, we’ve seen the profession go through a lot of changes, most of them very positive.   Until the last decade, the focus was really on “solutions” which were ultimately products sold in response to a client needs. This approach had been very successful and over the last several years for other advisors.  What sets us apart is that we have always operated as fiduciary and put clients needs before solutions.  We have been able to add depth by adding our financial planning process, to help promote our clients long-term well being. 

True financial planning requires a comprehensive, long-term approach and is best achieved through an ongoing, personal relationship that takes into account the whole client – meaning we need to understand your goals, hopes and dreams, and every facet of your financial situation, so that we can help design a financial plan that provides you the best ability to plan for and enjoy a financially secure future.

 

Compass Investor

  • Goals and objectives review
  • Custom analysis of risk tolerance
  • Investment management agreement
  • Overall net worth analysis
  • Cash flow and budget review
  • Asset allocation review
  • Portfolio rebalancing
  • Portfolio performance reporting
  • Tax and cost-basis reporting

Turning Pointe Planner

  • Business balance sheet review and analysis
  • Retirement needs analysis
  • Income distribution strategies
  • Education planning and funding
  • Tax planning
  • Comprehensive insurance planning
  • Estate planning services
  • Consolidated online account access
  • Secure e-document organizer
  • Financial plan updates*

  • Goals and objectives review
  • Custom analysis of risk tolerance
  • Investment management agreement
  • Overall net worth analysis
  • Cash flow and budget review
  • Asset allocation review
  • Portfolio rebalancing
  • Portfolio performance reporting
  • Tax and cost-basis reporting
  • Turning Pointe Financial Plan*

Turning Pointe Navigator

  • Strategic planning for wealth conservation
  • Charitable gifting strategies
  • Trust creation and asset integration
  • Tax-optimized investing and giving
  • Executive compensation planning for: Deferred compensation, Stock option, Concentrated portfolios
  • Business financial planning

  • Business balance sheet review and analysis
  • Retirement needs analysis
  • Income distribution strategies
  • Education planning and funding
  • Tax planning
  • Comprehensive insurance planning
  • Estate planning services
  • Consolidated online account access
  • Secure e-document organizer
  • Financial plan updates*

  • Goals and objectives review
  • Custom analysis of risk tolerance
  • Investment management agreement
  • Overall net worth analysis
  • Cash flow and budget review
  • Asset allocation review
  • Portfolio rebalancing
  • Portfolio performance reporting
  • Tax and cost-basis reporting
  • Turning Point Financial Plan*