Individuals & Families

Client Goals: To address specific financial turning points such as:

• 401(k) rollovers
  
• Establishing IRAs
  
• Insurance planning
  
• Saving / budgeting
  

These clients want advice and guidance on specific life and financial turning points, situations or singular goals.

Our Guided Project clients have limited financial planning needs. They often have questions about specific issues or products that we can offer to address a specific need.

We will engage in an initial review to determine the scope of the project or questions. The engagement ends once the solution is established or question is resolved.

Client Goals: To delegate investment analysis, recommendations and management to a trusted advisor who will align their investments with their best interest and goals.

These clients want investment guidance and see investment management as a way to pursue financial goals while freeing up time.

Our Compass Investor clients seek only investment management services through a fee-based investment account.

We will review goals and risk tolerance parameters, as well as maintain all aspects of the investment accounts. We will provide an annual investment review to make sure goals are still aligned with investment strategies.

Client Goals: To partner with a trusted advisor who will develop and execute a plan to guide them through life’s turning points and the holistic aspects of their financial life.

These clients see total wealth management as the ability to have their financial lives planned in a thoughtful manner, allowing them to focus on the journey.

Our Turning Pointe Planner clients require total management of holistic wealth, investment and estate planning issues.

We will review, on a quarterly basis, all financial issues relating to:

• Growth of wealth
  
• Preservation of wealth
  
• Distribution of wealth
  
• Maintenance of wealth and wishes after death